MENINGKATKAN LITERASI KEUANGAN SISWA DI ERA DIGITAL PADA SMA NEGERI 1 KRAGILAN

Abstract

The development of digital technology has changed the consumption behavior patterns of society, including among students. The ease of access to various online shopping platforms and digital financial services often encourages consumptive behavior without being accompanied by adequate financial literacy understanding. This study aims to improve financial literacy among students at SMA N 1 KRAGILAN through simple financial planning educational activities. The method used is a participatory approach through socialization, interactive discussions, and personal financial management simulations. The results of the activities show an increase in students' understanding related to pocket money management, the ability to distinguish between needs and wants, and increased awareness to save regularly. Thus, early financial literacy education is proven effective in shaping wiser financial behavior among students in the digital era.